Terms of Use

Last Updated: February 17, 2026

1. Agreement to Terms

These Terms of Use constitute a legally binding agreement between you ("you" or "User") and Absolute Insurance Solutions ("Company," "we," "us," or "our"), located at:

733 7th Ave Suite 204
Kirkland, WA 98033
United States
Phone: (425) 610-6909

These Terms govern your access to and use of our website, including insuredbyabsolute.com, and any related media form, mobile website, online quoting portal, communication platform, or digital services (collectively, the "Site").

By accessing or using the Site, you agree to be bound by these Terms of Use. If you do not agree, you must discontinue use immediately.

2. Insurance Services Disclaimer

Absolute Insurance Solutions is a licensed insurance agency operating in the State of Washington.

No content on this Site constitutes:

  • A binder of insurance coverage
  • A guarantee of coverage
  • An insurance policy
  • Legal, tax, or financial advice

Insurance coverage is only effective:

  • Upon written confirmation, and
  • When issued by a licensed insurance carrier

Quotes provided through the Site are estimates only and are subject to underwriting approval by the applicable insurance carrier.

Coverage descriptions on the Site are summaries only and do not alter or replace actual policy language. In the event of conflict, the insurance policy governs.

3. Eligibility

You must be at least 18 years old to request insurance services through this Site.

The Site is intended for residents of the United States, primarily Washington State. Access from other jurisdictions is at your own risk.

4. Intellectual Property Rights

All content on the Site — including text, graphics, logos, designs, software, and materials — is the property of Absolute Insurance Solutions or its licensors and is protected under U.S. intellectual property laws.

You are granted a limited, non-transferable license to access the Site for personal, non-commercial use only.

You may not:

  • Copy
  • Reproduce
  • Distribute
  • Modify
  • Reverse engineer
  • Scrape or data-mine

any portion of the Site without prior written consent.

5. User Representations

By using the Site, you represent that:

  • All information submitted is truthful and accurate.
  • You will not submit false or misleading insurance information.
  • You will not attempt unauthorized access to the Site.
  • You will not use bots, scraping tools, or automated systems.
  • You will not use the Site for unlawful purposes.

Submitting inaccurate information in connection with insurance may constitute insurance fraud under Washington law.

6. Prohibited Activities

You agree not to:

  • Use the Site for illegal purposes
  • Interfere with Site security features
  • Attempt to access non-public systems
  • Transmit malicious software
  • Submit fraudulent insurance applications
  • Harass or impersonate others

Violation may result in termination and possible legal action.

7. Third-Party Websites & Insurance Carriers

The Site may link to third-party insurance carriers, service providers, or external platforms.

We do not control and are not responsible for:

  • Third-party website content
  • Carrier underwriting decisions
  • Privacy practices of external platforms
  • Errors in third-party systems

Any transaction with an insurance carrier is between you and that carrier.

8. Privacy Policy

Your use of the Site is also governed by our Privacy Policy. We comply with applicable federal and Washington State privacy laws.

By using the Site, you consent to data processing within the United States.

9. Electronic Communications & Consent

By submitting information on the Site, you consent to receive:

  • Emails
  • Phone calls
  • SMS/text messages
  • Electronic documents

This may include communications regarding quotes, policies, renewals, or service updates.

You may opt out of marketing communications, but service-related communications may still be required.

Electronic records and signatures are legally binding under U.S. federal and Washington State law.

10. Cybersecurity & Data Disclaimer

While we implement reasonable security measures, no website or data transmission is 100% secure.

We are not liable for:

  • Unauthorized access beyond our reasonable control
  • Third-party cyberattacks
  • Data interception during transmission

Users are responsible for safeguarding their own devices and credentials.

11. Term and Termination

We may suspend or terminate access to the Site:

  • For violation of these Terms
  • For suspected fraud
  • For unlawful conduct
  • At our discretion where necessary to protect our business or clients

Termination does not affect existing insurance policies governed by separate agreements.

12. Disclaimer of Warranties

The Site is provided "AS IS" and "AS AVAILABLE."

We disclaim all warranties, including:

  • Merchantability
  • Fitness for a particular purpose
  • Non-infringement

We do not guarantee:

  • Continuous Site availability
  • Error-free functionality
  • Accuracy of third-party content

13. Limitation of Liability

To the fullest extent permitted by law:

Absolute Insurance Solutions shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from:

  • Use of the Site
  • Inability to access the Site
  • Errors in Site content

Our total liability shall not exceed $500 USD or the amount paid by you to us for services in the preceding 12 months, whichever is greater.

Certain state laws may not allow limitations; such limitations apply only to the extent permitted by law.

14. Indemnification

You agree to indemnify and hold harmless Absolute Insurance Solutions, its officers, employees, and agents from any claims arising out of:

  • Your misuse of the Site
  • False information submitted
  • Violation of these Terms
  • Violation of law

15. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Washington.

Any dispute shall be resolved exclusively in:

  • The state courts located in King County, Washington, or
  • The United States District Court for the Western District of Washington

You consent to personal jurisdiction in these courts.

16. Regulatory Notice

Absolute Insurance Solutions is a licensed insurance agency in Washington State.

Insurance products are offered through licensed insurance carriers.

Nothing on this Site constitutes solicitation where prohibited by law.

17. Modifications

We may update these Terms at any time. Continued use of the Site constitutes acceptance of changes.

18. Contact Information

Absolute Insurance Solutions
733 7th Ave Suite 204
Kirkland, WA 98033
United States
Phone: (425) 610-6909
Email: [email protected]