Privacy Policy

1. Who We Are

Absolute Insurance Solutions ("Company," "we," "us," or "our") is a licensed insurance agency located at:

This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

2. Information We Collect

A. Information You Provide to Us

We may collect:

• Name
• Email address
• Phone number
• Mailing address
• Insurance history
• Vehicle or property information
• Business information
• Policy details
• Payment-related information (processed through secure third-party providers)
• SMS consent preferences

All information must be accurate and current.

B. Information Collected Automatically

When you visit our website, we may automatically collect:

• IP address
• Browser type
• Device information
• Pages visited
• Time spent on pages
• Referral source
• Cookie identifiers

We may use cookies, pixels, and similar technologies for analytics and marketing purposes.

3. How We Use Your Information

We use personal information to:

• Provide insurance quotes
• Submit applications to carriers
• Service existing policies
• Respond to inquiries
• Communicate policy updates
• Send administrative notices
• Detect fraud
• Comply with legal obligations
• Improve website functionality
• Send marketing communications (with consent)
• Deliver SMS messages (if opted in)

We do not sell personal information.

4. SMS Communications & Consent

A. SMS Consent Disclosure (Website Requirement)

Where we collect your phone number via a webform, we include an optional checkbox with the following disclosure:

I agree to receive communications by text message regarding insurance quotes, policy updates, renewal reminders, and promotional offers from Absolute Insurance Solutions.

You may opt out by replying STOP or ask for more information by replying HELP. Message frequency varies. Message and data rates may apply.

You may review our Privacy Policy at https://www.insuredbyabsolute.com to learn how your data is used.

The checkbox is optional and not required to submit the form.
SMS consent is not a condition of purchase.

B. SMS Terms & Conditions

Product Description

By providing your mobile phone number and opting in, you consent to receive SMS messages from Absolute Insurance Solutions related to:

• Insurance quotes
• Policy servicing updates
• Renewal reminders
• Billing notifications
• Promotional offers

Message Frequency

Message frequency may vary. You may receive multiple messages per month depending on your interaction with us.

Message and Data Rates

Standard message and data rates may apply.

Opting Out

You may opt out at any time by replying: STOP

You will receive a confirmation message and no further SMS messages will be sent.

Help and Support

Reply HELP for assistance or contact:

• Email: [email protected]
• Phone: (425) 610-6909

No Sharing of SMS Consent Data

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

5. How We Share Information

We may share personal information with:

• Insurance carriers
• Underwriters
• Claims administrators
• Payment processors
• CRM and email service providers
• SMS service providers
• IT and hosting vendors
• Legal or regulatory authorities when required

We do not sell personal information to third parties.

6. Legal & Regulatory Compliance

As an insurance agency, we are subject to federal financial privacy laws including the Gramm-Leach-Bliley Act (GLBA).

Consumers may also verify licensing or file complaints with the Washington State Office of the Insurance Commissioner.

7. Data Retention

We retain personal information:

• As long as necessary to provide services
• As required by insurance regulations
• As required for tax and legal compliance
• For recordkeeping purposes

Insurance records may be retained beyond policy expiration to comply with regulatory requirements.

8. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your information. However, no system can guarantee 100% security. Transmission of data is at your own risk.

9. Cookies & Tracking Technologies

We may use:

• Cookies
• Analytics tools
• Advertising pixels
• Session tracking

You may disable cookies through your browser settings, though some features may not function properly.

For interest-based advertising opt-out, visit: www.aboutads.info/choices

10. California Privacy Rights (CPRA)

If you are a California resident, you may have the right to:

• Request access to personal information
• Request deletion (subject to regulatory exceptions)
• Correct inaccurate information
• Opt out of certain data sharing
• Limit use of sensitive personal information

To exercise these rights, contact: [email protected]

We will verify your identity before processing requests. We do not discriminate against users for exercising privacy rights.

11. Do Not Track Signals

We do not currently respond to browser Do-Not-Track signals.

12. Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors.

13. Updates to This Policy

We may update this Privacy Policy periodically. The updated version will be posted with a revised date. Continued use of the website constitutes acceptance of updates.

14. Contact Us

If you have questions about this Privacy Policy: